AOS Impact Solutions specifically focuses on

credit card tradelines.
 

Types of Tradelines:
Tradelines come in two types: authorized user tradelines and primary tradelines. Authorized user tradelines are credit accounts on which an individual is listed as an authorized user. Primary tradelines are credit accounts for which an individual is responsible.
 

The Benefits of Tradelines:

● Adds credit History/ Age to your credit report
● Lowers your Debt-to-Income ratio
● Lowers your credit utilization rate
● Adds perfect payment history to your report

Faster Results:

Adding tradelines can raise your score quickly, making it possible to access financial opportunities you may have thought was out of reach.

Increased Creditworthiness:

Tradelines can offer better opportunities
to qualify for loans and credit cards with favorable rates.
 

Enhanced Credit Report:

Tradelines provide a more complete credit
history, which can help ensure a positive future credit account and score.
 

Description of Authorized User Tradelines:
An Authorized user tradeline allows you to copy and paste a record of that credit card history onto your personal credit report. This is completed when someone else adds you as an authorized user to their credit card.

In other words, being added as an authorized user to a credit account allows you to piggyback off of the cardholder’s good credit. The cardholder’s payment history and credit limit for THAT CREDIT CARD will be added to your personal credit reports to help improve and boost your score quickly.
 

How Do Tradelines Work?

Imagine This Scenario:

You need to take out a loan but realize your credit score is
too low to receive the loan with reasonable interest rates. Tradelines can be added to your credit report to increase your credit score by showing you have a longer, more positive credit history. The card holder will need your full name,
social security number and address in order to add you to the credit card.
 

Who are the CARD HOLDERS: The tradeline providers are everyday people like myself with Excellent credit scores. The tradeline providers have a 100% guaranteed positive payment history with credit score above 780+. Each card is guaranteed to have less than 5% utilization with NO LATE PAYMENTS EVER!
 

How Many Points Will My Score Go Up By?
Clients who have worked with AOS impact solutions have
experienced credit score increases anywhere from 25 to
100+ points.

Do I Receive A Credit Card?
You will not receive a credit card for being added as an
authorized user. The card will only be mailed to the
owner of the card.
 

HOW LONG WILL IT TAKE FOR THE TRADELINE TO
SHOW ON MY CREDIT REPORT:
 

Please allow two weeks after the cards statement date to see the tradeline post to your credit report. Best practice is to wait at least one full month to recheck your credit report.
 

Are Tradelines Legal?
Yes, adding an authorized user is backed by the Fair Credit Reporting Act (FCRA) and explained in most paperwork that comes with your credit card.
 

What Bureaus Do The Credit Card Tradelines Report To?
Our tradelines report to Equifax, TransUnion and Experian.
 

Tradeline Disclaimer

Please note that each tradeline costs $50 per month for as long as you choose to keep it. The first payment will be due once the tradeline posts to your credit report on any of the three major credit bureaus. The monthly fee remains due as long as the tradeline appears on at least one bureau. All payments must be submitted by the 1st of each month. Payment reminders will be sent out a few days in advance. Failure to make timely payments may result in the removal of the tradeline. If you have any questions, please don’t hesitate to reach out.