AOS Impact Solutions specifically focuses on

credit card tradelines.
 

Types of Tradelines:
Tradelines come in two types: authorized user tradelines and primary tradelines. Authorized user tradelines are credit accounts on which an individual is listed as an authorized user. Primary tradelines are credit accounts for which an individual is responsible.
 

The Benefits of Tradelines:

● Adds credit History/ Age to your credit report
● Lowers your Debt-to-Income ratio
● Lowers your credit utilization rate
● Adds perfect payment history to your report

Faster Results:

Adding tradelines can raise your score quickly, making it possible to access financial opportunities you may have thought was out of reach.

Increased Creditworthiness:

Tradelines can offer better opportunities
to qualify for loans and credit cards with favorable rates.
 

Enhanced Credit Report:

Tradelines provide a more complete credit
history, which can help ensure a positive future credit account and score.
 

Description of Authorized User Tradelines:
An Authorized user tradeline allows you to copy and paste a record of that credit card history onto your personal credit report. This is completed when someone else adds you as an authorized user to their credit card.

In other words, being added as an authorized user to a credit account allows you to piggyback off of the cardholder’s good credit. The cardholder’s payment history and credit limit for THAT CREDIT CARD will be added to your personal credit reports to help improve and boost your score quickly.
 

How Do Tradelines Work?

Imagine This Scenario:

You need to take out a loan but realize your credit score is
too low to receive the loan with reasonable interest rates. Tradelines can be added to your credit report to increase your credit score by showing you have a longer, more positive credit history. The card holder will need your full name,
social security number and address in order to add you to the credit card.
 

Who are the CARD HOLDERS: The tradeline providers are everyday people like myself with Excellent credit scores. The tradeline providers have a 100% guaranteed positive payment history with credit score above 780+. Each card is guaranteed to have less than 5% utilization with NO LATE PAYMENTS EVER!
 

How Many Points Will My Score Go Up By?
Clients who have worked with AOS impact solutions have
experienced credit score increases anywhere from 25 to
100+ points.

Do I Receive A Credit Card?
You will not receive a credit card for being added as an
authorized user. The card will only be mailed to the
owner of the card.
 

HOW LONG WILL IT TAKE FOR THE TRADELINE TO
SHOW ON MY CREDIT REPORT:
 

Please allow two weeks after the cards statement date to see the tradeline post to your credit report. Best practice is to wait at least one full month to recheck your credit report.
 

Are Tradelines Legal?
Yes, adding an authorized user is backed by the Fair Credit Reporting Act (FCRA) and explained in most paperwork that comes with your credit card.
 

What Bureaus Do The Credit Card Tradelines Report To?
Our tradelines report to Equifax, TransUnion and Experian.
 

Tradeline Disclaimer

60 - 90 Day Term Tradelines ONLY for partners. For personal clients there will be an onboarding fee and a monthly maintenance fee for tradeline program. Please allow 7-14 Business Days after the report date before Tradeline to reflects on your credit report. For partners, after 60 days the Tradeline will be removed but still remain on your credit report as a positive closed account instead of an open account. For personal clients the your monthly maintenance fee will be via FanBasis link and will be automatically debited.

​

Experian accounts must be reviewed by AOS Impact Solutions before client can be added (non-negotiable). Tradeline Sign up form must be completed for every client and all spaces filled in with license and Social Security card attached (non- negotiable. A consultation can be booked if you're unsure about which Tradeline would be beneficial for your credit profile. CPN'S are illegal and AOS Impact Solutions will not provide Tradelines to those individuals. Thank you for doing business with AOS Impact Solutions.

​

Tradeline Agreement

It’s the clients responsibility to make sure all SECURITY FREEZES AND BLOCKS ARE REMOVE FROM YOUR ALL CREDIT BUREAUS. Tradeline post are affected by freezes and blocks.

AOS Impact Solutions is not responsible for a tradeline not posting to all 3 bureaus. If the tradeline post to at least one of the three credit bureaus, no refund will be issued. If it does not post at all you have the option of being placed on a new tradeline or getting a full refund. If you wish to keep the tradeline past the 60 days you can do so for a fee of $50/ month.